When arranging insurance, many people take shortcuts without seeking proper advice, not understanding the fine print or considering whether they are getting value for money. Often they are disappointed when their insurance doesn't come to the rescue.

Cyber Liability
Cyber Insurance is used to protect businesses from Internet-based risks.

Cyber and privacy policies cover a business' liability for a data breach in which the firm's customers' personal information is exposed or stolen by a hacker or other criminal who has gained access to the firm's electronic network.